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Personal finance · in development

Your money.
One picture.
Your control.

See your personal or household finances across accounts and currencies. I’m building Plata with an AI agent to help organize your records and explain what changed. You review the work and decide what happens next.

Explore the productHosting plan →

In development · explore the planned experience

Personal + sharedYour financial picture
Across currenciesOriginal amounts kept
Under your controlThe product direction
Dashboard concept · synthetic data
march · 2026design preview
142 tx · ARS + USD
4,812,400ARS
spend · native ARS
↑ 14% vs feb
vs prior month
North Market14 mar · ARS card
groceries−84,200 ARS
City Electric10 mar · ARS checking
utilities−116,400 ARS
Metro Transit08 mar · ARS card
transport−28,100 ARS
Payroll05 mar · checking · synthetic
income+$5,200 USD
Built around youPersonal + householdMulticurrency by designAgent + direct controlsSelf-hostable direction
§01 · why I’m building Plata

I wanted less work.
Not another finance app to maintain.

I earn in one currency, spend in another, and manage several accounts. Budgeting apps and spreadsheets haven’t fit that reality. I spend too much time organizing records before I can understand my money.

I want an AI agent to do more of that work, not give me another chat window to manage. It should organize the records and explain what changed, with evidence I can check.

That’s why I’m building Plata: to spend less time maintaining a financial picture and more time using it. For your own finances or your household’s, you should keep control of the data and the decisions.

Ivan · Building Plata in Buenos Aires

premise · 01
Check the records and assumptions behind each answer.
premise · 02
Review what the agent proposes. You decide what changes.
premise · 03
See converted values alongside the original amounts and currencies.

See your finances.
Understand what changed.

Plata’s planned workspace combines a dashboard with an agent that works from the same records. Check your finances directly, or ask for help with the task in front of you.

OverviewTransactionsCurrencies
Product concept · synthetic data

March 2026 · native ARS spend

4,812,400 ARS

↑ 14% vs February · same currency

Food & groceries
1,402,000
Transport
986,000
Subscriptions
612,000
Health
408,000
Other
1,404,400

USD activity stays separate. Internal transfers are excluded from spend.

  1. /01

    Inspect

    Check your balances and spending.

    See your accounts and categories on the dashboard without starting a conversation.

  2. /02

    Understand

    Keep every currency in view.

    Keep original amounts beside converted values, with the rate, date, and source. Missing rates leave a visible gap.

  3. /03

    Work together

    Ask about what you’re looking at.

    Ask the agent about the records you’ve selected, using the same view and filters.

  4. /04

    Stay in control

    Review before anything changes.

    Inspect the proposed edit and the records it affects. Confirm it when you’re ready.

§02 · the foundation

Know where the numbers come from.
Keep control of them.

/01

Trace answers to records.

Check the sources and assumptions behind a result. The planned product shows gaps in the data instead of inventing totals.

Original recordKept
Rate & sourceNamed
Missing evidenceVisible
Proposed changeReviewed
/02

Keep the original currency.

Compare converted values without losing the original amounts. Each conversion shows its rate basis, and internal transfers stay out of spending.

12,400 ARS → $10.47 USD
@ 1,184.30 ARS / USD
Illustrative rate · 14 Mar 2026
/03

Control your data.

The planned open-source release lets you host Plata and choose your providers. Your household controls the database and exports.

Your hosting and database.
Your choice of AI provider.

Release packaging planned

§03 · from intent to action

The planned workflow. Your authority at every step.

  1. 01

    Select

    Choose the period and records you want to work with.

  2. 02

    Ask

    Say what you want to understand or organize.

  3. 03

    Review

    See which records would change. Correct the suggestion if needed.

  4. 04

    Apply

    Confirm the reviewed edit. The decision stays with you.

§04 · meet Onza

An agent that works with you.

Onza is Plata’s planned AI agent. It will help you inspect records and prepare edits in your current workspace. You can review its suggestions or use the controls directly.

  1. 01

    Work from the same records

    Ask about the records you’ve selected in the current view.

  2. 02

    Check the evidence

    Inspect original amounts, sources, and assumptions alongside each explanation.

  3. 03

    Approve the change

    Review proposed edits or make the change yourself with direct controls.

Onza / shared workspaceIllustrative conversation

Can you help me categorize these three expenses?

Onza · proposal preview

I’d put these under Groceries, Utilities, and Transport. Here are the exact records for you to review.

North Market
Groceries
City Electric
Utilities
Metro Transit
Transport

Only the categories would change. Original amounts and currencies stay the same.

Design preview. The agent and approval workflow are in development.

§05 · ownership

Your finances.
Your infrastructure.

The planned release will support Vercel with Neon and Docker with PostgreSQL. You’ll choose where Plata runs and which providers handle your data.

  • Keep control of hosting, data, and exports.
  • Choose the providers that work for your household.
  • Set up only what you need; add preferences as you go.
deployment plan / not an install script
01 / recommended
Vercel + Neon
02 / self-managed
Docker + PostgreSQL
03 / AI provider
Your choice of provider
04 / first run
Secure access → workspace → your first task

Planned release: packaging, license, installation, backup, and recovery guidance are still in progress. You’ll manage provider costs and choose which data to send to external services.

§06 · the principle
“The agent helps navigate, understand, and prepare actions from the MVP. People retain direct controls and authority over financial changes.”
— Plata manifesto · agent-centered, person-controlled

Less upkeep.
More understanding.

Explore the workspace I’m building and the plan for running Plata on your own infrastructure.

Explore the product Hosting plan

In development · public release planned